gender

EU Gender Directive

Fortis charges different premiums for life assurance, critical illness insurance and income protection, depending on the gender of the applicant.

We believe that this is a fair way to price our products because it reflects the difference in expected claims patterns for these covers.

In order to help illustrate this, we have attached a link to data published by the Continuous Mortality Investigation (CMI). It shows evidence of the difference in claims patterns between genders for the relevant insurance products, based on UK insurance companies experience.

Review the CMI data on the Actuarial Profession website